Zero % Financing

Birch and Klarna have teamed up to offer low APR financing. Just choose 'Pay over time with Klarna.' at checkout. For people with low or no FICO scores Katapult offers alternative financing.

0% APR Financing Available Now.*
Klarna offers monthly financing starting at 0% APR* on $149-$10,000 orders.

Pay in 4 Installments
Klarna offers 4 interest-free installments on your credit or debit card for $10-$3500 orders.**

*0% APR available for qualified customers from May 4, 2022 - December 31, 2022. 0% APR based on creditworthiness and subject to credit approval, resulting in, for example, 36 equal monthly payments of $27.78 per $1000 borrowed. Minimum purchase of $149 required. A down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank, member FDIC. See terms.

**CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license. See terms.

Katapult offers alternative financing for people with low or no FICO scores.

Non-refundable $45 initial payment required. Previous purchases are ineligible for offer. Offer subject to change at any time. Subject to credit approval. See terms.

Simple Checkout

Checkout is easy, just select Klarna and get going.

Safe & Secure

Klarna uses modern safeguards and security to protect your information.

You're in Control

Pick a highly flexible financing option that works for you and your budget.

Instant Decision

When your loan is complete we can process your order immediately.

Step 1

Select Klarna at Checkout

Select "Slice it. Pay over time" with Klarna as payment method and click "Complete Order".

Step 2

Application

Complete date of birth, last 4 of SSN, mobile (pre-filled) and click "Continue".

Step 3

Accept Terms

Check box to agree to terms and submit application.

Step 4

Instant Decision

Receive instant decision and be redirected to order confirmation page if approved.

Simple Checkout

Checkout is easy, just select Katapult and get going

Safe & Secure

Katapult uses modern safeguards and security to protect your information.

You're In Control

Pick a highly flexible financing option that works for you and your budget.

Instant Decision

When your loan is complete, we can process your order immediately.

Step 1

Select Katapult at Checkout

"Katapult Lease-to-own" with Katapult as payment method and click "Complete Order".

Step 2

Enter and Verify Your Mobile Phone Number

Enter your mobile phone number. This will act as your log in for your Katpult account. You will then verify your phone number by entering the code you receive via SMS.

Step 3

Complete Application

Enter your application information.

Step 4

Receive Instant Decision

Katapult will provide the result of your approval results instantly after submitting your information.

Step 5

Review and Submit Order

Review your order details and submit your order and Birch will start processing your order.

Zero % Financing

Birch and Klarna have teamed up to offer low APR financing. Just choose 'Pay over time with Klarna.' at checkout. For people with low or no FICO scores Zibby offers alternative financing.

See Mattress

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Notice to California Consumers: Birch Living may collect "Identifiers", "Commercial information", "Internet or other electronic network activity", "Geolocation data," and/or “Inferences” when you visit this website, and may use such information for commercial or business purposes as described in our CCPA Notice to California Residents.