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Buy Now, Pay Later

As low as 0% APR financing*
Birch and Affirm have teamed up to offer financing as low as 0% APR on qualifying purchases. Just choose ‘Affirm - Pay Over Time’ at checkout.

For shoppers with low or no FICO scores, Katapult offers alternative financing.
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As low as 0% APR financing*

*Get a Birch Queen mattress for as low as $59/month over 18-months at 0% APR. Based on a full purchase price of $1,099. Subject to credit check and approval. Rates from 0% APR or 10-36% APR over 12, 18, or 36 months based on creditworthiness and purchase amount. Paid interest is non-refundable.
In cases of partial approval, a down payment may be required.

For purchases under $150, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Offer subject to change at any time. Previous purchases are ineligible. Payment options through Affirm are provided by these lending partners:

See for details.
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Katapult offers alternative financing for people with low or no FICO scores.
Non-refundable $45 initial payment required. Previous purchases are ineligible for offer. Offer subject to change at any time. Subject to credit approval. See terms.
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Step 1

Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Step 2

Choose how you pay

Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

Step 3

Pay over time

Make payments at or in the Affirm app. You’ll get email and text reminders.
Katapult Logo

Step 1

Select Katapult at Checkout

"Katapult Lease-to-own" with Katapult as payment method and click "Complete Order".
Katapult Financing Process

Step 2

Enter and Verify Your Mobile Phone Number

Enter your mobile phone number. This will act as your log in for your Katapult account. You will then verify your phone number by entering the code you receive via SMS.
Katapult Financing Process

Step 3

Complete Application

Enter your application information.
Katapult Financing Process

Step 4

Receive Instant Decision, Review and Submit Order

Katapult will provide the result of your approval results instantly after submitting your information.

Review your order details and submit your order and Helix will start processing your order.
Katapult Financing Process