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Zero % Financing
Birch and Klarna have teamed up to offer low APR financing. Just choose 'Pay over time with Klarna.' at checkout. For people with low or no FICO scores Zibby offers alternative financing.

Klarna offers no interest if paid in full within 6-12 months on $499 - $1499 orders*

* Interest will be charged to your account from the transaction posting date at 19.99% APR if the purchase balance is not paid in full by the end of the 6 month promo period. Minimum monthly payment required. Additional payments may be required to pay off purchase before promotion expires. 

Previous purchases are ineligible for offer. Offer subject to change at any time. Subject to credit approval. Non-promotional purchases have a standard APR of 19.99% and are subject to a minimum interest charge. Financing with Klarna is issued by WebBank, member of FDIC.

Zibby offers alternative financing for people with low or no FICO scores.

Non-refundable $45 initial payment required. Previous purchases are ineligible for offer. Offer subject to change at any time. Subject to credit approval. See terms.
Simple Checkout
Checkout is easy, just select Klarna and get going.
Safe & Secure
Klarna uses modern safeguards and security to protect your information.
You're in Control
Pick a highly flexible financing option that works for you and your budget.
Instant Decision
When your loan is complete we can process your order immediately.

Step 1

Select Klarna at Checkout
Select "Slice it. Pay over time" with Klarna as payment method and click "Complete Order".
1

Step 2

Application
Complete date of birth, last 4 of SSN, mobile (pre-filled) and click "Continue".
2

Step 3

Accept Terms
Check box to agree to terms and submit application.
3

Step 4

Instant Decision
Receive instant decision and be redirected to order confirmation page if approved.
4
Simple Checkout
Checkout is easy, just select Zibby and get going
Safe & Secure
Zibby uses modern safeguards and security to protect your information.
You're In Control
Pick a highly flexible financing option that works for you and your budget.
Instant Decision
When your loan is complete, we can process your order immediately.

Step 1

Select Zibby at Checkout
"Zibby Lease-to-own" with Zibby as payment method and click "Complete Order".
1

Step 2

Enter Your Mobile Phone Number
Enter your mobile phone number. This will act as your log in for your Zibby account.
2

Step 3

Verify Your Mobile Phone Number
Enter the code you receive via SMS to verify your phone number.
3

Step 4

Complete Payment Information
Enter your credit card payment information.
4

Step 5

Receive Instant Decision
Zibby will provide the result of your approval results instantly after submitting your information.
5

Step 6

Review and Submit Order
Review your order details and submit your order and Helix will start processing your order.
6
Zero % Financing
Birch and Klarna have teamed up to offer low APR financing. Just choose 'Pay over time with Klarna.' at checkout. For people with low or no FICO scores Zibby offers alternative financing.
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